Smarter Investing for People Who Don’t Want to Watch the Market Every Day
See how everyday investors use simple systems to protect their retirement accounts and participate in market growth - without the stress.
Protect Your Retirement Account
Avoid major losses with smarter timing strategies that sidestep big downturns.
Grow with Confidence, Not Guesswork
Use proven, rules-based insights - not headlines or hype - to stay on track.
Simplify Your Investing
Get clear, practical guidance in your inbox each week - no spreadsheets, no stress
Our free weekly newsletter includes Growth Guardian Investor’s proven ways to navigate market ups and downs with confidence.
Concerned About Your Investments?
Do Any of These Sound Familiar?
· You manage part or all of your 401K or IRA account.
· You want to avoid big market drops - but still grow your investments.
· You don’t have time to follow the markets every day.
· Buy and hold is supposedly the only way to make money in the long run – but you don’t have a “long-run” at this point.
· You still want your retirement money to grow but you also need to protect it from big drawdowns.
· Target date funds seem to provide slightly better than savings account returns - but then they go down when stocks go down.
You feel a little stuck or unsure what to do.
Step by Step Plan For Mid/Late Career Investors
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Grow and Protect Your Wealth
Apply smarter strategies that help you grow and protect your wealth - especially when the market turns against you.
Learn Smarter Ways to Invest
Learn how to adjust your investing approach to fit the years you have left - not the decades you don’t.
There are Smarter, Simpler Ways to Invest
You don’t have to ride out every downturn - or guess when to get in or out. The free Growth Guardian Investor newsletter introduces a smarter, third approach. You’ll learn how readers use strategies like the SmartSignal System to stay protected and grow their accounts - without tracking the market every day.
Learn how to:
· Use researched and proven financial concepts, not personal predictions.
· Decrease your account drawdowns compared to the overall market.*
· Hold just One or Two investments at any time and still remain diversified.
· Invest in highly liquid index based ETFs. (Exchange Traded Funds)
· Make well-informed choices without needing daily or weekly market updates.
Disclaimer Note: Results are based on historical backtested data. Past performance is not indicative of future results. I am not a licensed financial professional and cannot provide individualized financial advice. Information provided is for educational purposes only. You should consult with professionals before making any investing decisions. See below for full disclosure statement.
Meet the Newsletter Author
A Midlife Investment Awakening
For years, I followed common advice: buy and hold. But as I reached midlife, I noticed a critical flaw—this strategy works best when decades stretch ahead of you. With retirement approaching, my timeline for recovering from market downturns was decreasing every year. History shows the market has sometimes taken over 10 years to recover previous levels. This realization changed my approach completely, pushing me to research and test better investment methods that help avoid major losses, grow accounts, and adapt to shorter timelines.
Why Traditional Advice Falls Short Today
Looking ahead, I see signs pointing to increased market volatility in the coming decade—a potential disaster for retirement plans. Yet many people continue with buy-and-hold strategies simply because they haven't learned alternatives. Large brokerages rarely offer much guidance beyond traditional approaches. (And no, target date funds don't solve this problem!) Instead of hoping for rebounds that might arrive too late, I want to help others prepare now for the changing investment landscape.
From Personal Solution to Helping Others
Throughout the past 15 years, I've guided thousands of traders and investors toward improved results through articles, workshops, courses, and coaching. Today, I share weekly insights in the free Growth Guardian Investor newsletter, providing readers with clear, practical ideas to protect their wealth and outperform the market—without constant news monitoring.
Simple Solutions for Busy People
I also developed the SmartSignal System, which combines sophisticated market analysis with straightforward action steps. This approach requires just five minutes monthly—about the time needed to enjoy a cup of coffee. Subscribers typically report better returns, reduced stress, and increased confidence about their financial future.
Ready for a Different Approach?
If traditional investment advice no longer meets your needs, subscribe to our free newsletter and
discover how to take control of your investments.
Our free weekly newsletter includes Growth Guardian Investor’s proven ways to navigate market ups and downs with confidence.
Connect with me on LinkedIn – www.linkedin.com/in/rjhixson
What Others Are Saying
I first met RJ Hixson eight years ago. He combines deep experience across various financial services with an insightful teaching style and makes complex concepts seem easy to grasp, easy to apply. Beyond this expertise, RJ is genuinely committed to helping others grow by consistently developing more effective strategies to achieve meaningful goals. I'm grateful for his guidance and highly recommend him to anyone looking to accelerate their growth in investing and financial mastery.
Rodny @ 1Energy Investments llc, Utah
The SmartSignal System helped me time my exits before the last major market drop, which made a big difference in protecting my investments. It’s been useful for staying proactive and preserving my gains - especially in uncertain markets.
Lisa M, Texas
RJ is one of the most thoughtful people I’ve worked with - quietly observant, deeply analytical, and never one to speak just to fill space. When he shares his insights, it's worth hearing, like a modern day EF Hutton: when RJ talks, you listen - and you’re better off for it.
Lisa B., New Jersey
RJ is extremely knowledgeable in psychology, business planning, and systems. I am grateful to work with him and benefit from his coaching.
Shahab Y, Ontario, CA
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Our free Growth Guardian Investor weekly newsletter includes proven ways to navigate market ups and downs with confidence.
Disclaimer Statement
TenHundred Co. is the publisher of the Growth Guardian Investor website, a free weekly newsletter, the SmartSignal System, and other publications.
TenHundred Co. is a trade name used by TenHundred Marketing Co., a corporation registered in the state of North Carolina, USA. Any references to "TenHundred Co." in this document or on our website are intended to denote the DBA (Doing Business As) name authorized. All contractual obligations, legal agreements, and official business operations are conducted under the registered name, TenHundred Marketing Co.
Educational Purpose Only: SmartSignal System is a financial research service and does not provide personalized investment advice. The research and signals are for educational purposes only and should not be interpreted as specific investment recommendations for any individual.
Performance figures presented are based on hypothetical backtests and do not reflect actual trading results. There are inherent limitations to backtested results, including the fact that they are constructed with the benefit of hindsight and do not account for market liquidity, execution slippage, or psychological factors affecting real trading decisions.
Trading and investing in stocks, ETFs, or any other securities involve substantial risk and may not be suitable for all investors. Past performance of any strategies, systems, or methodologies mentioned in our publications is not necessarily indicative of future results. No investment strategy can eliminate risk or guarantee returns.
Independent Decision-Making: Before acting on any information provided in our publications, readers should conduct their own research and carefully consider whether such investments or strategies are appropriate for their financial circumstances. Consult with a qualified financial, investment, or tax professional to assess the suitability of any strategy discussed.
No Fiduciary Responsibility: TenHundred Marketing Co. does not act as a fiduciary and is not subject to state or federal investment regulations. Neither TenHundred Marketing Co. nor any of its officers, employees, or contributors accepts liability for any direct, indirect, or consequential loss arising from reliance on the information provided.
No Offer or Solicitation: This publication is not a solicitation or offer to buy or sell securities, ETFs, or any other financial instruments. Any discussions of trades, investments, patterns, systems, or strategies are for illustrative and educational purposes only and should not be construed as advisory recommendations.
Hypothetical Performance Limitations: Any hypothetical, backtested, or forward-looking performance results presented in our publications are illustrative in nature and subject to numerous assumptions and risks. These results do not reflect actual investment results and may not be reflective of the results you achieve.
Transparency and Responsibility: TenHundred Marketing Co, its officers, employees, and partners may use the investment system in this newsletter and hold investment positions in the ETFs or securities discussed. TenHundred Marketing Co, its officers, employees, and partners may also hold investment positions outside of the newsletter system in the same ETFs or securities discussed in the newsletter, and they may trade any of the investment positions without notice. Potential conflicts of interest will be disclosed when applicable.
No Explicit or Implicit Recommendation to Open an Account: TenHundred Co. does not recommend opening an account at Fidelity, Vanguard, Schwab, TIAA – or any brokerage. If you choose to open a brokerage account, you are responsible for performing your own due diligence.
By using the information provided in our publications, you agree to hold TenHundred Co. harmless from any claims or liabilities arising from its use. Investing is inherently risky. You are responsible for your own financial decisions.