Effective Date: September 26, 2025

1. Acceptance of Terms

By accessing or using this website and/or subscribing to the Growth Guardian newsletter, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, do not use this site.

2. Educational and Informational Purposes Only

Growth Guardian Investor is an educational service. All content, signals, analysis, and commentary are for informational purposes only and do not constitute financial, investment, tax, or legal advice. TenHundred Co. is not a registered investment advisor and does not provide personalized recommendations.

3. No Investment Advice or Recommendations

You alone are responsible for evaluating the merits and risks of using any content or signals provided. Consult with a qualified professional before making any investment decisions.

4. Use of Service and Content

Content and signals are for personal, non-commercial use only. Redistribution, resale, or public posting is prohibited without written consent.

5. Intellectual Property

All content, including system signals, branding, text, charts, and documentation, are the intellectual property of TenHundred Co. Unauthorized use is prohibited.

6. Warranty Disclaimer

The service is provided 'as is' and without warranties of any kind, express or implied, including merchantability, fitness for a purpose, accuracy, or non-infringement, to the fullest extent permitted by law.

7. Limitation of Liability

TenHundred Co. and its owners, employees, and affiliates shall not be liable for damages, including lost profits or investment losses, arising from your use of the service or content.

8. Indemnification

You agree to indemnify and hold harmless TenHundred Co. from claims, losses, or liabilities arising from your misuse of the site, breach of these terms, or violation of third-party rights.

9. Modifications

We reserve the right to update these Terms. Changes will be posted with a new effective date. Continued use after posting constitutes acceptance.

10. Governing Law and Dispute Resolution

These Terms are governed by the laws of North Carolina. Disputes will be resolved through binding arbitration in Wake County, NC, under AAA Commercial Rules with one arbitrator. Costs will be shared unless otherwise decided.

11. Notices

Notices to subscribers are deemed delivered if sent to the email address provided at subscription. Notices to TenHundred must be sent to contact <at> tenhundred.co and are deemed delivered when sent.